You're not sure what you can safely spend, how much you need for later, or whether your savings are doing anything. I help you get clear on all three, so your money feels safe and starts building something that lasts.
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I don't tell people to stop spending. Most overspending isn't a discipline problem, it's what happens when you're exhausted and have nothing left at the end of the day.
So we look at your whole life, not just your numbers: how you rest, what stresses you, what actually matters to you. When that's clear, the right spending feels good, the rest loses its pull, and your money starts building something.
Why you do what you do with money. Most of us are running on rules and conditioning we picked up years ago. Once you can see them, you can choose differently.
What you actually want your money to be for. When that's clear, spending on it feels good, and you stop second-guessing everything else.
A payday set-up that sends money where it needs to go: bills, tax, savings and spending. You know exactly what's yours to enjoy now, and what can be set aside.
Once the foundations are solid, we work out where the rest should go. For some people that means clearing expensive debt first. For others it means pensions, ISAs and investing, when the time is right. You'll understand your options and make each decision with confidence.
Philly's ability to simplify complexity is truly remarkable. Her elegant yet practical approach transformed my perspective on investing. I felt empowered and armed with a clear plan.
FTSE 100 Director
I had been procrastinating for over 10 years. With Philly's support, I now have a strong financial foundation and real peace of mind for my future. Just book her. Do it now.
Company Director
She identified my blocks with undercharging and overworking. Philly listened, understood and helped me get to the root of my money issues—something no one else has managed!
Business Owner
Every 1:1 client starts in the same place: three months of coaching built around your numbers and your life.
Three months of one-to-one coaching for high earners who want to feel sorted and have something to show for their work. Across six sessions we look at your money story, what you want your money to be for, a payday system that runs itself, and a clear plan for what comes next.
I do the heavy lifting before we start. I review twelve months of your statements and build your Personal Financial Dashboard, so our time together goes straight to what matters. WhatsApp support throughout, so you're never working it out alone. For some people, 90 days is all they need. Others choose to keep working with me for the long term.
£3,600, or £1,200 a month for three months · prices include VAT
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I've worked in wealth management since 2011, managing millions for clients. But investment management only ever looked at one part of someone's money. Nobody was asking about their spending, their values, what they wanted their life to look like, or the beliefs about money they grew up with.
That's the deep stuff, and it's what creates lasting change. So I became a financial coach, to work on both.
Now, many of my clients have come to see me as their right-hand person: the one they trust with the whole picture, and the one they call before a big decision. Everything we talk about stays between us. I'm the person in your corner, with the expertise to back it up.
Book a free discovery call. We'll talk about where you are, what's on your mind, and whether working together makes sense.
Book a Discovery Call →