Start January with a smile, save for Christmas now

We’re 3 months away from Christmas – how does that make you feel? For many, Christmas can be a time where there are all the extras and so without a plan we can end up overspending. As a certified financial coach I love helping people feeling clear about their finances and this often includes some […]

Financial labels: why your thoughts impact your money

Philly sitting eucalyptus plant

When I tell people I’m a financial coach I hear “oh I’m terrible with money,” or “I’m pretty good but a sucker for sales”. These casual remarks may seem harmless, but they can impact our behaviour without us even realising it. Here are some steps to see what label you might be putting on yourself around […]

Turn “I Can’t Afford That” on its head

How many times have you heard or even said the phrase “I can’t afford that”? In some cases, this statement is a genuine reflection of our financial reality, but sometimes, it’s more about our priorities and how we choose to allocate our money. When we take a closer look at our spending habits and re-evaluate […]

Is a subconscious spending barrier stopping you enjoying life?

Exploring the psychology behind your “scary number” and learning how to take control of your spending habits I had an interesting conversation at the weekend with someone who was having a complete block over spending £1,000 on something which would improve her flat. When we delved into it she had no qualms about spending £100 […]

Do you worry you’ll be seen as greedy?

image shows Philly holding her financial well-being journal

I had two conversations last week, one person navigating a new job and new level of pay, and another wanting to charge more for her services. Both women said they ‘didn’t want to be seen as greedy’. They also said they didn’t want to be ‘ungrateful’ either for what they’ve been offered. As a certified […]