HELPING WOMEN BUILD CONFIDENCE AROUND THEIR MONEY

I help high-achieving women build financial confidence and generational wealth. As someone who has been helping women with their money since 2011 I combine practical money management with mindset work to get women living the life they want to lead.

“Philly’s ability to simplify complexity is truly remarkable. Her coaching transcends the numbers and leaves a lasting impact on her clients’ financial decision making and well-being. Her elegant yet practical approach transformed my perspective on investing. I felt empowered and armed with a clear plan for the year ahead, I recommend her without hesitation”.

Barbara

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We all have a relationship with money, whether we earn a lot, spend a lot, don’t charge enough or give away our time for free. All too often I see high achieving women held back by narratives that are engrained from childhood

As a Chartered Wealth Manager and Financial Coach I can answer any questions you have and help you understand your relationship with money. There is no better time to start than to just get going now.

"I highly recommend Philly. She is the perfect blend of being a financial whizz, with a sharp mind and a warm heart that made my time working with her an absolute pleasure. I had been procrastinating over dealing with my finances for over 10 years. With Philly's support and guidance, I have made huge progress to establish a strong financial foundation for myself that gives me peace of mind for my future. Just book her. Do it now. You won't regret it."

Dee, Director
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Hi, I’m Philly Ponniah

I’m a London-based financial coach, passionate about helping women improve their relationship with money

Having worked in the wealth management industry since 2011, I combine the knowledge and experience of a professional with the ability to get to the crux of the matter and support you as you navigate what you want to do with your life and how money can be one tool to get it. 

Read more here>
Read an interview with me in the FT

WORK WITH ME

1:1
Coaching

A personalised 6-month transformation for women who want both financial strategy and deep, ongoing support.
Whether you’re running a business, leading in your career, or rebuilding after major change — we’ll create a money life that feels calm, structured, and completely yours.
You’ll receive regular coaching, tailored tools, and ongoing WhatsApp support to help you move from uncertainty to confidence. 

Choose your path:

I'm a business owner
I'm focusing on my personal finances

Money clarity

A self paced course for women who want to feel calm, organised and intentional with their money.

Money Clarity gives you the foundations that make every financial decision easier. You will understand your patterns, get clear on your values, build a grounded vision and create simple systems for spending and saving.

It is the exact structure I have used with clients for years, blending my background in wealth management with money psychology so you can build clarity in a way that feels supportive rather than overwhelming.

This course is designed for busy women who want guidance they can work through in their own time. It takes around ten weeks to complete and includes reflection exercises and one live implementation call to help you put everything into practice.

If you want to begin the new year feeling calmer and more in control, you can join Money Clarity today.

Enrol here>

💍 Planning a life together? Explore coaching for couples here

Struggling to work out your net adjusted income for childcare funded hours? Explore my Childcare Strategy session here

 

Not at this stage yet?
I offer accessible guidance and low-cost resources here – because everyone deserves a calm relationship with money.

Are you a parent struggling to work out net adjusted income for funded childcare hours?

Click here to get my free guide

are you not sure if investing is right for you?

Click here to get my free guide

what it's like working with me

“I love working with Philly! I have struggled for years as a solo entrepreneur. She was able to identify my blocks with undercharging and overworking. Philly listened, understood and helped me get to the root of my money issues…something no one else has managed!! The best thing is, it has allowed me to grow my business so I can help more people. I would recommend working with Philly to anyone and I am so grateful for her! She is an absolute gem and utterly turned my life around!”

Izzy, nutritionist

Philly is compassionate, warm, professional and thorough. She is a great listener, doesn’t judge and helps you think of solutions which work best for you as an individual. Would recommend her to anyone looking to boost their financial confidence.

Eline, ESG Finance

I cannot recommend Philly’s group programme enough! Philly’s supportive expertise and guidance has enabled me to feel more confident in managing my money effectively and the knowledge and practical skills that I have learnt have transformed my relationship with my finances. The friendly and open environment that Philly creates within the group is perfect for sharing thoughts and experiences and I would recommend the programme to anyone who is looking to take control of their financial future.

Helen, property

“I’m so glad I found Philly. I’ve gone from spending my money on things I don’t need – or even really want – to spending and planning my time in a way that lines up with what I value. It feels life changing“

L, Solicitor

 

My 3 month planner to improve financial well-being is now available

Click here to buy
Philly Financial's journal for financial wellbeing and cup of coffee

what it's like working with me

“Philly really takes the time to understand not only your goals but also what habits influence how we make financial decisions today. She is extremely open and creates a safe space to explore various opportunities together with you. She’s really helped me learn more about how to maintain my financial well-being!”

Noreen, Consultant

“I keep thinking about why I have stuck to the safe options every time. Thank you so much for helping me realise this. I’m already approaching things differently and feel a shift “

Emma, financial professional

“Philly is really knowledgeable and supportive. She has a really friendly way of working with you and helped me feel at ease about money. I now have a plan and a way to start investing and also have a better relationship with myself and my husband when it comes to family finances. Her support has been key in making me feel more confident about money”

Jane

“Philly is warm, pragmatic and incredibly empathetic. I know that I can rely on her to quickly understand my situation and provide sound guidance”

Jake, Director

 
 

Get in touch with me here

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