Philly Ponniah

Helping high earners feel sorted with their money. Explore my most popular services and resources below.

FREE 5-DAY EMAIL COURSE

Why You Do What You Do With Money

Curious why you do what you do around money? A free five-day series to help you understand why: one short video a day, sent to your inbox.

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SIGNATURE OFFERING

Intentional Wealth: The First 90 Days

For high earners who want to turn a great income into wealth that builds.

A three-month, high-touch partnership combining a done-for-you Financial MOT with 1:1 coaching. Before we start, I go through twelve months of your statements, map everything you own and owe, and build your Personal Financial Dashboard. Then, across six sessions, we work on the numbers and the behaviour behind them: your money story, what actually matters to you, a payday system that moves money where it should go, a plan for bonuses and lump sums, and a plain-English understanding of your pensions and investments.

WhatsApp support throughout, so you're never working it out alone. For some people, 90 days is all they need. Others choose to keep working with me for the long term.

£3,600 in full, or £1,200 a month · prices include VAT. This is the starting point for all 1:1 work with me.

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FOR BARRISTERS

Intentional Wealth for Barristers

Chambers can tell you what you've billed and what you're owed. This is how you find out what you can spend and save.

See how it works →

FOR COUPLES

Couples Financial Coaching

It starts with a Financial MOT for you both, bringing everything you each own and owe into one clear picture. Then six sessions: first individually, two each, so you both arrive knowing where you stand. Then together, two joint sessions to decide what your money is for and how you'll get there as a team.

£4,995, or three payments of £1,665 · prices include VAT

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AS SEEN IN

Financial Times   •   The Times   •   Sky News   •   The Telegraph   •   The Independent   •   Stylist   •   MoneyWeek

FOR PARENTS

Childcare Strategy Session

I'll build you a personalised spreadsheet with your numbers, explain your options, and then we'll have a call to answer any questions. You'll walk away knowing exactly what makes financial sense for your family.

£595 inc. VAT

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FREE RESOURCE

Earning £100–150k and losing your 30 hours of funded childcare?

A free guide to understanding your options.

Get the free guide →

Philly Ponniah is a financial coach. Coaching is not regulated financial advice, and I don't recommend specific products or providers.