The Intentional Wealth Programme
Six months to change your relationship with money and build wealth that's actually yours.
£1,200 per month · 6-month programme · prices include VAT
You've reached an income you once thought was out of reach, and you still don't quite feel it. The money comes in and goes straight back out, and the gap between what you earn and what you have to show for it hasn't closed. You know, on paper, that you're doing well. You just don't feel it in your body, or in your bank balance.
This is the programme that changes that. Not with another spreadsheet or another plan you'll abandon in three weeks, but by working on both layers at once: the practical foundations and the relationship with money that's been running the show underneath. Over six months, we go from seeing exactly where you stand to building genuine, lasting wealth, with the internal shifts that make it actually stick.
How the six months work
These are the threads that make up the work. We don't march through them one at a time. We move between them, looking back at where a pattern came from and then at how it's showing up in your money today, because holding all of it together is where the real change happens. That said, the six months have a natural shape.
Foundations · months 1–3
We start by seeing everything. I review twelve months of your bank and credit card statements, map your full picture of assets and liabilities, and build you a personalised financial dashboard, so we begin with the real numbers in front of us, not a rough idea.
From there, we go deeper than the numbers. We explore why spending feels charged, why money conversations get tense, why avoidance creeps in, the messages you absorbed growing up and the conditioning keeping your internal Financial Safety Dial stuck below your actual income. Using gentle, targeted techniques, we clear the anxiety holding it down, so the practical changes can actually take.
And we get clear on what you're building toward. Your top values, what you actually want your life to look like, not the version your industry expects or your peers are performing, but the one that's real for you. This is the forward-looking work, and it's where your money starts to have something meaningful to move toward.
Building · months 4–6
Now that the foundations are laid, we put your money to work. Where we start depends on where you are, for some that means clearing what's holding you back first, for others it's moving straight into intentional saving and investing. Either way, we build from a solid base, with a plan that's genuinely yours: what you can comfortably spend, what's moving toward your future, and how to handle the bonuses, equity, fees, and tax when they land, so the money that comes in stops disappearing and starts accumulating.
Momentum · beyond
For most people, six months is the beginning of an ongoing partnership rather than the end of the work. Once the foundations are solid and the patterns have shifted, Momentum is where we keep refining and stay intentional as your life and income evolve. We'll talk about what that looks like when the time is right, there's no obligation, and no need to decide now.
How we work together
Two calls a month throughout the full six months, so the support stays consistent, whether we're deep in the nervous-system work, working through a practical money decision, or simply checking in to keep momentum. Some months lean more practical, some more internal, but the space is always there. And WhatsApp access throughout, for the questions that come up in real life, including my Friday weekly-win check-in, so momentum doesn't live or die by the calls.
Behind the scenes, I'm reviewing your statements and building your dashboard, so our time together is spent on you, not on data entry. You keep your dashboard, your written plan, and everything we build.
What you walk away with
A complete, honest picture of your finances and the patterns shaping them. An internal sense of financial safety that finally matches your income, so you stop running on survival mode. Clarity on what actually matters to you, and a spending, saving, and investing plan built around it. And the confidence that the work you're doing is genuinely building the life you want, not just funding the one you've ended up in.
The investment
£1,200 per month
A 6-month commitment, paid monthly · prices include VAT
Already done the Financial MOT? The full £3,600 is credited against the programme when you continue within 30 days of your MOT, so starting with the MOT costs you nothing if you decide to go further.
"For the first time in years, I have a plan I actually believe in. I used to hide the true cost of things behind manageable monthly payments, and I couldn't see how much it was holding me back. Being helped to understand my real situation, and then being given clear, no-nonsense steps to work through, changed how I make every decision. I was intentional with my bonus instead of watching it vanish, and I'm now on solid ground with a debt repayment strategy that's moving me in the right direction. Ultimately I want to build wealth, and I now understand I had to get here first. It's a longer-term commitment, but for the first time it feels completely doable."
London
"Money has always felt a bit out of my control, no matter how well I was doing. What I really wanted was to feel secure with it. This work has given me so many insights into how I am with money, and a much calmer, steadier relationship with it. It's an ongoing journey, not a quick fix, but I'm so glad I started, and I'm really enjoying working with Philly. Her genuine care and expertise are something special."
London
Ready to start?
Book a discovery call and we'll talk through where you are, where you want to get to, and what you actually need. At the end, I'll tell you honestly whether I think we're a good fit to work together, or not.
If you have any questions before booking, email philly@phillyfinancial.co.uk.